Take The Home Buying Process at The Apex.

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Welcome to Mortgage Apex

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Upcoming Events

Check out some of our upcoming events and happenings.

  • 11/05/2026
    6:00 pm
    Pints and Properties | Fort Walton Beach – Nov. 5, 2026
  • 10/01/2026
    6:00 pm
    Pints and Properties | Fort Walton Beach – Oct. 1, 2026
  • 09/04/2026
    6:00 pm
    Pints and Properties | Fort Walton Beach – Sept. 3, 2026
VIEW ALL EVENTS

Our Process

We’re dedicated to a different approach. While mortgages have typically been associated with confusion, stress, and lengthiness, we believe it doesn’t have to be that way. At Mortgage Apex, we’re committed to ensuring your mortgage journey is straightforward, efficient, and free from unnecessary hassle, right from the beginning to the end.

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Meet Our Team

Every member of our team is dedicated to helping you find and secure your dream home! We encourage you to visit our office in Downtown Fort Walton Beach!

Tracey Priest

Erik Rieger

Enzo Ouellette 

Megan Roberts

Albert Sousa

Proudly Serving Clients Throughout Florida

While our office is located in Fort Walton Beach, Mortgage Apex serves clients across Florida. We regularly assist buyers and homeowners in:

  • Okaloosa County: Fort Walton Beach, Destin, Niceville, Valparaiso, Shalimar, Mary Esther, Crestview, Baker
  • Santa Rosa County: Navarre, Gulf Breeze, Milton, Pace
  • Walton County: Miramar Beach, Santa Rosa Beach, Freeport, 30A
  • Escambia County: Pensacola, Cantonment
  • Bay County: Panama City, Panama City Beach, Lynn Haven
  • And throughout the rest of Florida.

Securing a home loan should be effortless

At Mortgage Apex, we simplify the homebuying process with transparency and honesty—while striving to be the most trusted mortgage broker in downtown Fort Walton Beach.

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Testimonials

  • These guys are an amazing group, we really put them though the test navigating through Panama City’s interesting real estate market. They work extremely quick and if not for them we shouldn’t be in our beautiful house! Albert and Erin are the best. Thank you Mortgage Apex
    Jeffrey N.
  • The entire time, Mr. AJ was outstanding. He was effective in overcoming every challenge that stood in our way, which sped up the process. He not only obtained a favorable price for us but also played a crucial role in enabling our request to close early. He provided us with great advice and was extremely informative. Once again, I want to thank Mr. AJ for all his help in assisting us in purchasing our first house. Can’t wait to use our salt water pool.
    Lani G.
  • My husband and I are both real estate agents, and I called AJ with some questions on how we needed to get started to buy another house for our real estate portfolio! AJ was nothing short of AMAZING from beginning to end! He was upfront with what we needed to do and how to get it done, and he delivered! We will be using him again on our next investment property and for many years to come! ❤️
    Lindsey B.
  • Albert and his team were amazing at aiding us in our home buying process. They are very knowledgeable and I wouldn’t go with anyone else in the future. Albert even lent me some help in unloading my first truckload after signing!
    Nathan G.
  • Me and my husband bought our first home with the help of Mortgage Apex and we are amazed on how the process went so smoothly and fast. We also thank Erin Buck for guiding us in every step and being so nice. We will definitely be working with them next time we decide to buy another home.
    By the way, they give the lowest rates you could ever find.
    Cory V.

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@mortgageapex

Another offer ACCEPTED! 🏡🔑

These Fort Walton Beach buyers are officially under contract and moving one step closer to the closing table! 🎉

Huge shoutout to James Ruckel for helping his clients secure the right home and for the great teamwork throughout the process! 🙌

Ready to Take the Apex? 🏡
📞 850.974.2048
📧 info@mortgageapex.com
🔗 Get started through the link in our bio!

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Another offer ACCEPTED! 🏡🔑 These Fort Walton Beach buyers are officially under contract and moving one step closer to the closing table! 🎉 Huge shoutout to James Ruckel for helping his clients secure the right home and for the great teamwork throughout the process! 🙌 Ready to Take the Apex? 🏡 📞 850.974.2048 📧 info@mortgageapex.com 🔗 Get started through the link in our bio!

Navarre buyers are UNDER CONTRACT! 🏡🎉

The offer has been accepted, and these buyers are officially one step closer to making this home their own! 🔑

Huge shoutout to Jessica Paz Lombardi for helping her clients find the right home and guiding them through the process. We’re excited to work alongside her as we head toward closing! 🙌

Ready to Take the Apex? 🏡
📞 850.974.2048
📧 info@mortgageapex.com
🔗 Get started through the link in our bio!

3 0
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Navarre buyers are UNDER CONTRACT! 🏡🎉 The offer has been accepted, and these buyers are officially one step closer to making this home their own! 🔑 Huge shoutout to Jessica Paz Lombardi for helping her clients find the right home and guiding them through the process. We’re excited to work alongside her as we head toward closing! 🙌 Ready to Take the Apex? 🏡 📞 850.974.2048 📧 info@mortgageapex.com 🔗 Get started through the link in our bio!

Another one UNDER CONTRACT! 🏡🔑

Congratulations to the buyers on securing this Mary Esther home! The offer is accepted, and we’re officially moving toward the closing table. 🎉

Huge thank you to Molly Callahan for guiding her clients through the process and for the great teamwork! 🙌

Ready to Take the Apex? 🏡
📞 850.974.2048
📧 info@mortgageapex.com
🔗 Get started through the link in our bio!

10 1
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Another one UNDER CONTRACT! 🏡🔑 Congratulations to the buyers on securing this Mary Esther home! The offer is accepted, and we’re officially moving toward the closing table. 🎉 Huge thank you to Molly Callahan for guiding her clients through the process and for the great teamwork! 🙌 Ready to Take the Apex? 🏡 📞 850.974.2048 📧 info@mortgageapex.com 🔗 Get started through the link in our bio!

Thank you Deb for the kind words! Helping our clients save where they can and reach the goals they’ve been working toward is what makes this job so rewarding. We’re grateful we could be part of making your retirement plans a reality! 💚

If Mortgage Apex has helped you along your homeownership journey, we’d love to hear your story! Leave us a review on Google. ⭐⭐⭐⭐⭐

Ready to Take the Apex? 🏡
📩 info@mortgageapex.com
🔗 Visit the link in our bio!

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Open
Thank you Deb for the kind words! Helping our clients save where they can and reach the goals they’ve been working toward is what makes this job so rewarding. We’re grateful we could be part of making your retirement plans a reality! 💚 If Mortgage Apex has helped you along your homeownership journey, we’d love to hear your story! Leave us a review on Google. ⭐⭐⭐⭐⭐ Ready to Take the Apex? 🏡 📩 info@mortgageapex.com 🔗 Visit the link in our bio!

Next stop: the closing table! 🏡🔑

This Fort Walton Beach property is officially under contract, and the buyers are one step closer to calling it home! 🎉

Shoutout to Realtor Gloria Carter for helping her clients find the right property and putting together a winning offer. We’re excited to work alongside her and bring this one home! 🙌

Ready to Take the Apex? 🏡
📞 850.974.2048
📧 info@mortgageapex.com
🔗 Get started through the link in our bio!

7 1
Open
Next stop: the closing table! 🏡🔑 This Fort Walton Beach property is officially under contract, and the buyers are one step closer to calling it home! 🎉 Shoutout to Realtor Gloria Carter for helping her clients find the right property and putting together a winning offer. We’re excited to work alongside her and bring this one home! 🙌 Ready to Take the Apex? 🏡 📞 850.974.2048 📧 info@mortgageapex.com 🔗 Get started through the link in our bio!